Finance Planner for Budgeting, Saving and Paying off Debt

Are you looking for a Financial Planner?

After struggling for years to stick to my budget I finally found the perfect Financial Planner to create a plan that holds me accountable and puts my financial stress at ease. I no longer feel guilty for purchasing things that I desire but do not necessarily need to survive, (cough cough Amazon finds). It is important to create a realistic budget that allows you to live the life you want to live. To create a budget I followed this method, How to create a budget in 5 easy steps.

Common Questions

• Should I make a monthly budget or bi-weekly budget?

  It depends. If you get paid bi-weekly most choose bi-weekly and budget for half of their living expenses every two weeks instead of once a month. If you prefer to make a monthly budget it is easier if you have funds in your savings to back you up if you max out one of your budgets within the first week since you do not have all of your funds for the month yet.

• What types of pages are included in this finance planner?

  There are over 50 budgeting pages to help you achieve your financial goals! Bi-weekly budget, monthly budget for each month, savings goals, no spend challenge, money saving tips, questions to answer to help achieve your goals, savings tracker, debt tracker, debt snowball, debt avalanche, income tracker, donations tracker, tax deductions, expenses (2 columns), expense tracker (1 column), bill tracker, annual finances, weekly planner page, monthly review, monthly calendar Sun or Mon start, sinking funds tracker, 1k, 5k, 10k, 20k envelope savings challenge, blank envelope savings challenge, savings jar 2 styles, my (fill in the blank) funds - savings tracker, 2 cover pages, notes, tasks, and year at a glance with future log.

• Should I use a printed planner or online planner?

  Did you know that you are 70% more successful when you write things down? I like to use an app like mint to automatically keep track of my budget but use the printed planner to review and keep track of everything. It is the perfect duo.

• Does this planner help with saving money?

  Yes, there are many pages dedicated towards saving money including various envelope saving challenges, savings tracker and so much more.

• Does this Finance Planner help with paying off debt?

  Yes. This planner has many pages dedicated towards paying off debt including pages for the debt snowball method and debt avalanche method with instructions on how to use them.

• How do I create a budget?

  1. Determine your Net Income

  2. Track your Expenses

  3. Create Financial Goals

  4. Make a Plan

  5. Regularly Review your Budget

Finance Planner Demo

Finance Planner Cover Page

Two cover pages come with this planner. One with the money graphics and one without if you like a more simple look.

Biweekly Budget Planner Page

If you like to track your budget every two weeks this page will work for you. Many people get paid biweekly and choose to budget that way too. If you are unsure if you want to budget monthly or biweekly you can try both out and see what works better for you.

September Monthly Budget Planner

This planner comes with calendar pages and monthly budget pages for each month of the year.

Bill Tracker

Keep track of all your bills in one place with this bill tracker. If you use autopay you can check off the auto column. Having a list of your bills with the due date will keep you on track for payment and will assist you in keeping track of all your bills and subscription services.

Income Tracker

Keep track of your income with an income tracker. Don’t forget to include all sources. Selling old items on Facebook Marketplace can add to your income.

Sinking Funds Tracker

Use this sinking funds tracker to keep track of various funds you have. Once you have your emergency fund any extra money you have you can distribute to other funds you have. Most people use this with an envelope system. Meaning they have physical envelopes with cash in them for different things.

Savings Goals Finance Planner

Having financial goals will help you stay motivated to keep budgeting and stay on track. If you can remember your goals while you contemplate spending money on Amazon items you don’t actually need then you will succeed!

Year at a Glance

This page shows you the entire year at a glance. You can add events or bill due dates etc. The calendars are blank so you can use this every year.

Savings Jar Tracker

Having a savings jar tracker can help keep you motivated to keep saving money.

No Spend Challenge

Have you hear of a no spend challenge? The rules allow you to still make necessary purchases like your normal bills and groceries but restrict you from spending money on unnecessary things.

Custom Savings Jar

Write in the type of savings jar you want. Some common ones are a house fund, wedding, car, etc.

Savings Jar #2

Another type of savings jar to keep track of your savings.

Savings Tacker

Visually see your progress with this savings tracker. Have fun coloring in the bar to show how much you saved.

Debt Tracker

Easily keep track of the debt you are paying off. It is so satisfying filling in the bar.

Tax Deductions Tracker

This tax deductions tracker keeps you in shape for when it is time to do your taxes.

Expense Tracker

Most people keep an expense tracker for each month.

Expense Tracker with 2 Columns

If you have a lot of expenses you can use this nifty 2 column version with a notes section.

Money Saving Tips

Check off the money saving tips that you complete. You can even create your own list on the notes page if you are an overachiver!

Questions to ask yourself if you are trying to save money

Here is a list of questions to ask yourself about your finances.

Annual Finance page in the Finance Planner

This is my favorite page, keep track of all your expense for the entire year on one page!

Donations Tracker

This finance planner has anything you can think of. When tax season comes around you will be grateful you kept track of your donations to use as a tax write off.

1k Savings Challenge

Savings challenges will keep you motived to save money! you can keep the money if real envelopes or use this page symbolically for the amount you have in a savings account.

5k Savings Challenge

This is a popular amount to save. Keep track of your savings by coloring in the cute little envelopes.

10k Savings Challenge

This 10k savings challenge will certainly fill up a very large envelope! I like to color in the envelopes as I save the money to my bank account.

20k Savings Challenge

Save 20k with this envelope savings challenge. That would be a great down payment on a house for most people.

100 Envelope Savings Challenge

Create your own savings challenge with this 100 envelope savings challenge. Fill in the amount you desire for each envelope.

The Debt Avalanche Method

For more information see the debt avalanche method.

The Debt Snowball Method

The debt snowball method is when you pay off the smallest debt first regardless of the interest rate. This motivates you by finally paying off one of those debts and will encourage you to keep going. For more information see the debt snowball method.

Task List

A task list is included in this finance planner.

Monthly Recap

You can use this to recap your month overall or be more specific and keep it about strictly finances.

Monthly Blank Calendar

This planner comes with Monday or Sunday start.

Notes Page

Keep a notes page for anything else you want to keep track of or remember.

Tasks List with 2 Columns

Create a large task list with this 2 column task list.

Bonus Weekly Planner Page

If you like to keep a weekly planner you will love this layout.

January Finance Planner Demo

Yu can add the colors you desire or keep the planner black and white.

January Monthly Budget Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

February Monthly Budget Finance Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

March Monthly Budget Planner Pages

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

April Monthly Budget Planner Pages

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

Monthly Budget Page in the Finance Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

June Monthly Budget

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

July Monthly Budget Page from the Finance Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

August Monthly Budget from the Finance Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Monthly Budget Printable

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

September Monthly Budget

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

October Monthly Budget Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

Monthly Budget Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

Finance Planner Pages

This planner has over 50 pages to keep you on track and to continually motivate you to keep going. You are 70% more successful when you write things down!

December Monthly Budget Planner pages from the Finance Planner

Keep track of your budget throughout the month with these beautiful monthly budget planner pages.

TAKE $5 OFF THE FINANCE PLANNER

Use code FINANCE for $5 off the Finance Planner. It is undated so you can use it every year for a lifetime, saving you tons of money!

Finance Planner Flip Through

Customizable Finance Planner: For Budgeting, Saving and Paying off Debt

$25.99

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This post may contain affiliate links. I would never recommend a product that I do not truly love. The price does not increase for you. Thanks for supporting Sunflower Child Designs. See my disclosure for more info.

DISCLAIMER

Sunflower Child Designs is not a financial expert. Please see a financial expert for professional advice.

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